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Terms & Conditions

Effective Date: August 15, 2025

Welcome to the website of MRS Financial. By accessing or using this website, you agree to the following Terms & Conditions. Please read them carefully before using our site or services.

1. Use of This Website

  • The content on this website is for general informational purposes only and should not be considered legal, financial, or tax advice.

  • Accessing or viewing this website does not establish an accountant-client relationship. A formal engagement begins only when both parties sign a service agreement or engagement letter.

  • You agree to use this website only for lawful purposes and not to engage in any activity that may disrupt or harm the site.

2. Services

  • We offer professional services including bookkeeping, tax planning & preparation, payroll management, and credit repair.

  • Specific terms, fees, and responsibilities for services will be outlined in a separate engagement agreement before work begins.

  • We reserve the right to refuse or terminate services at our discretion in accordance with professional and ethical standards.

3. Accuracy of Information

  • While we strive to keep this website up to date, we do not guarantee the accuracy, completeness, or reliability of any information provided.

  • You should not rely solely on website content when making financial or business decisions. Please consult with us directly for professional guidance.

4. Confidentiality & Privacy

  • Any personal or financial information you share with us is protected in accordance with our Privacy Policy.

  • We take reasonable measures to safeguard client information, but no online system is completely secure.

5. Third-Party Links

  • Our website may contain links to third-party sites for convenience. We are not responsible for the content, policies, or practices of those websites.

6. Limitation of Liability

  • To the fullest extent permitted by law, we are not liable for any damages arising from your use of this website or reliance on its content.

  • We make no warranties, express or implied, regarding this website or its operation.

7. Intellectual Property

  • All content on this site, including text, graphics, logos, and design, is the property of MRS Financial unless otherwise noted.

  • You may not reproduce, distribute, or use content without prior written consent.

8. Governing Law

  • These Terms & Conditions are governed by the laws of the State of Ohio.

  • Any disputes shall be resolved in the appropriate courts located in Hamilton County, Ohio.

9. Updates to Terms

We may update these Terms & Conditions at any time. Changes will be posted on this page with a revised “Effective Date.”

10. Contact Us

If you have any questions or concerns about this Privacy Policy or how your information is handled, please contact:
 

Melissa Spurling
MRS Financial
Cincinnati, OH
mrsfinancial1@gmail.com

(513) 888-4508

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